One app, the whole picture
Everything about your pay, in one place
A real tax engine under the hood — integer-precise, updated each tax year — feeding tools you actually use month to month.
Take-home pay
A clear gross-to-net breakdown — tax, National Insurance, pension and student loan — saved and editable, not a throwaway sum.
What's left
Add your commitments once and see what's genuinely spare — with reminders before each payment leaves your bank.
Spending
Track what you spend against your leftover this pay cycle — and it resets on payday, weekend- and bank-holiday-aware.
Salary sacrifice — worth it?
See what an EV or pension sacrifice really costs each month after the tax and NI you save — not just a number on a quote.
Pension & State Pension
Project your pot over time, and estimate your State Pension from your qualifying years — both shown side by side.
Compare a pay rise
Model a raise or a new job and see what actually reaches your pocket — including the £100k allowance trap.
Free, private, instant
UK calculators — no sign-up, nothing leaves your browser
Quick answers to the questions that actually move your money. The full picture lives in the app.
Salary sacrifice & EV
What an electric car or pension sacrifice really costs each month after the tax and NI you save.
Work it out →The £100k 60% trap
Why income between £100,000 and £125,140 is effectively taxed at 60% — and how to escape it.
See your position →What a pay rise adds
What a raise really puts in your pocket after tax, NI, pension and any student loan.
Check a raise →Private by design
Your numbers never leave your phone
Pursely has no servers and no account. Every figure you enter and every calculation it makes stays on your device — there's nothing for us to see, sell, or lose in a breach. That's the whole point.
Clarity about your money, the private way.
Built in the UK, for UK pay. Free on the App Store — take-home is free forever.
Pursely provides estimates for guidance only and is not financial, tax, or investment advice. Tax rules change each year; figures are updated annually.